About Us

Mendip Business Finance was founded by Graham Jones ACIB CeMAP who can draw from a wealth of experience in the financial sector both from a direct role in business banking dealing with a wide range of business customers on a daily basis and in turn many years in the commercial broking market meeting client’s individual financial requirements by introducing them to the most appropriate lender for their needs.

The key to unlocking business finance is knowing which lenders currently have a positive attitude towards particular business sectors, then it is down to selecting the lender that offers the most competitive terms.

Our dealings with potential clients follows a tried and tested process and involves:

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An initial free consultation to gather sufficient information to then offer advice on what level of borrowing can realistically be achieved based on individual circumstances and the financial performance of the target business. This will include advice on any financial accounting information made available.

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In the majority of cases this is followed up with a personalised illustration which outlines the essential elements of a commercial loan that we consider should be achievable. This will include details of the interest rate, monthly repayments, terms, fees etc.

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If we consequently receive an instruction to act then we prepare a detailed written presentation to our lender of choice which will include cash flow and profit & loss projections.

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A written agreement in principle from our lender normally follows within a week of your file arriving with them generally without the need for a face to face meeting up to this point. This will outline the terms and conditions in detail for you to consider.

Whilst we are perfectly happy to meet our clients face to face all of this can be achieved very efficiently through a combination of telephone conversations, emails and attachments.

In the early stages this also ensures that clients do not spend time in vain travelling to view businesses that are not within their budget.